Immediate Annuity Shopper Library
Useful articles about Medicaid Annuities, Gift Annuities, Annuity Taxation, IRAs, Pension Distributions, Creditor-Proofing Annuities, Required Minimum Distributions (RMDs), Long Term Care Insurance, and many more topics. These are some of the articles which appeared in the print version of Annuity Shopper magazine.
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Learn About Immediate Annuities:
Charitable Gift Annuities:
- All About Charitable Gift Annuities
- Get Income for Life and a Tax Write-off
- Charitable Gift Annuity Rates Suggested by the American Council on Gift Annuities
Medicaid-Spousal Impoverishment Annuities:
- Medicaid Eligibility Figures for 1999
- Using an Immediate Annuity to Qualify for Medicaid Is Not Risk-Free
- Using Annuities to Shelter Nonexempt Assets
- HCFA Life Expectancy Tables for Calculating Medicaid Annuity Values
- Why Not Medicaid?
- Annuities & Medicaid
- Some Basic Guidelines on Medicaid Impoverishment
Taxation of Annuities:
- IRS Considers Trust a 'Natural Person' for Annuity Purposes
- Using Annuities to Fund Life Insurance
- Taxation of Non-Qualified Annuities
Section 1035 Exchanges to an Annuity:
- IRS Provides Guidance About Partial 1035 Exchanges
- Section 1035 Exchange: Moving Your Annuity From One Company to Another
- Tax Court Issues Decision Permitting Partial Exchanges
Withdrawals from Annuities:
IRAs are Creditor-Proof in Bankruptcy:
- Exemption of IRAs From Existing Creditors In Bankruptcy Isn't Unconstitutional
- IRAs Shielded in Bankruptcy
IRA Beneficiary Issues:
- Beneficiary Designations Require Greater Attention
- Post-Death IRA Distributions Can Extend Over Beneficiary's Life Expectancy
- Designating Spouse as IRA Beneficiary
- How to Distribute an IRA Upon Death
- Using Trust as IRA Beneficiary Protects Children of Prior Marriage
IRA and Pension Plan Distributions:
- Using Multiple IRA's in Pre 59-½ Withdrawals
- Avoiding Penalties on Withdrawals From Large Retirement Accounts
- Periodic IRA Payments Didn't Meet "Substantially Equal Payments" Test-10% Early Withdrawal Tax Applied
- Early Pension Distribution Qualified for Disability Exception to the 10% Penalty
- Exception To Premature Distribution Penalty (IRC CODE SEC. 72(t)(2))
- Exceptions to Pre 59-½ Penalty Tax
- Trends in Lump-Sum Payments
Required Minimum Distributions (RMDs):
- Taking Minimum Distributions With an Immediate Annuity Can Provide Enhanced Income
- Taking Money From Your IRA–The Right Way
- Smart Ways to Make Required IRA and 401(k) Withdrawals
- How to Maximize Pension Distributions
IRA Rollovers and Transfers:
- Survivor's Advanced Age Didn't Prevent Her From Treating Deceased Spouse's IRA as Her Own
- Avoiding Excise Taxes on Post-Death IRA Rollovers
- Rollover Back To Qualified Retirement Plan Permitted
Private Annuities:
Retirement Benefit Issues:
- Failure to Inform That Benefit Choice Was Irrevocable
- PBGC Finds Pension Under-payments in Audits of Standard Terminations
- Senate Committee Hearing On Benefit Miscalculations
- Will My Money Last for the Rest of My Life?
- Court Okays Increasing Plan's "Normal Retirement Age" From Age 65 to 67
- PBGC Announces Maximum Guarantee for Underfunded Plans Terminating in 1998
- Survey Finds Baby Boomers, Especially Women, Headed for Financial Disaster in Golden Years
- Retroactive Amendment Reducing Required Contributions Permitted for Highly Compensated Employees Only
- Retirement Planning: Making It Last Forever
Pension Administration Issues:
- IRS Issues Final Regs on Valuing Distributions From Defined Benefit Plans
- PBGC Rules for Selecting an Annuity Provider
- DOL Says Fiduciaries Must Buy the Safest Available Annuity Contract
- FAS 106 Post-Retirement Medical & Life Settlements
- Summary of FAS Statement No. 106
Insurance Agent Fiduciary Issues:
- Agents' Fiduciary Status With Qualified Plans
- ERISA Status of Insurance Agents
- Why Profit Sharing Plans Should be Subject to REA Survivor Annuity Rules
Long Term Care:
- Long-Term Care Insurance Explained
- Tax tips for Long-Term Care
- Durable Power of Attorney
- A Penny Pincher's Guide to Long-Term Care
