Insurance company ratings
This is a summary of information found at the insurance companies' web sites. Please visit the companies' web sites or the rating agencies' web sites for further details. This is not to be considered a recommendation or inducement to purchase an annuity nor a contract or offer to contract. You should consult with your own financial planner or tax advisor to determine whether an annuity is suitable to your financial situation.
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| Rating Categories | |||
|---|---|---|---|
| Rank | A.M. Best | Standard & Poor's | Moody's |
| 1 | A++ Secure / Superior |
AAA Extremely Strong |
Aaa Exceptional |
| 2 | A+ Secure / Superior |
AA+ Very Strong |
Aa1, Aa2, Aa3 Excellent |
| 3 | A Secure / Excellent |
AA Very Strong |
A1, A2, A3 Good |
| 4 | A- Secure / Excellent |
AA- Very Strong |
Baa1, Baa2, Baa3 Adequate |
| 5 | B++ Secure / Very Good |
A+ Strong |
Ba1, Ba2, Ba3 Questionable |
| 6 | B+ Secure / Good |
A Strong |
B1, B2, B3 Poor |
| 7 | B Vulnerable / Fair |
A- Strong |
Caa Very Poor |
| 8 | B- Vulnerable / Fair |
BBB+ Good |
Ca Extremely Poor |
| 9 | C++ Vulnerable / Marginal |
BBB Good |
C Lowest |
| 10 | C+ Vulnerable / Marginal |
BBB- Good |
NR |
| 11 | C Vulnerable / Weak |
BB+ Marginal |
NR |
| 12 | C- Vulnerable / Weak |
BB Marginal |
NR |
| 13 | D Vulnerable / Poor |
BB- Marginal |
NR |
| 14 | E Vulnerable / Under State Supervision |
B+ Weak |
NR |
| 15 | F Vulnerable / In Liquidation |
B Weak |
NR |
| 16 | S Rating Suspended |
B- Weak |
NR |
| 17 | NR | CCC+ Very Weak |
NR |
| 18 | NR | CCC Very Weak |
NR |
| 19 | NR | CCC- Very Weak |
NR |
| 20 | NR | CC Extremely Weak |
NR |
| 21 | NR | R Regulatory Action |
NR |
For details on each rating agency's methodology click the agency name link at the top of each column.
