Symetra Edge Elite 5 Annuity Review
The Symetra Edge Elite 5 annuity is a Fixed Indexed annuity designed for growth with an available income rider. Symetra also offers a 7 year version of this annuity.
Edge Elite Annuity Highlights:
- This annuity offers penalty-free interest withdrawals.
- There are no fees, loads, or sales charges.
- Participate in stock market gains without any downside risk.
- Click to read the Edge Elite company brochure.
| Edge Elite 5 Annuity Interest Rates Purchase Premium of $100,000 or More | |||
|---|---|---|---|
| Index | Strategy | Cap Rates | Participation Rates |
| S&P 500 | Annual Point to Point | 9.50% | N/A |
| Annual Point to Point | N/A | 55% | 2 Year Point to Point | N/A | 75% |
| JP Morgan ETF Efficiente 5 Index | Annual Point to Point | 18.00% | N/A |
| Annual Point to Point | N/A | 155% | |
| 2 Year Point to Point | N/A | 235% | |
| Putnam Dynamic Low Volatility Excess Return Index | Annual Point to Point | 18.00% | N/A |
| Annual Point to Point | N/A | 200% | |
| 2 Year Point to Point | N/A | 290% | |
| Declared Rate = 4.25% | |||
| Edge Elite 5 Annuity Interest Rates Purchase Premium of $10,000 - $99,999 | |||
|---|---|---|---|
| Index | Strategy | Cap Rates | Participation Rates |
| S&P 500 | Annual Point to Point | 9.00% | N/A |
| Annual Point to Point | N/A | 50% | 2 Year Point to Point | N/A | 65% |
| JP Morgan ETF Efficiente 5 Index | Annual Point to Point | 16.00% | N/A |
| Annual Point to Point | N/A | 140% | |
| 2 Year Point to Point | N/A | 215% | |
| Putnam Dynamic Low Volatility Excess Return Index | Annual Point to Point | 16.00% | N/A |
| Annual Point to Point | N/A | 180% | |
| 2 Year Point to Point | N/A | 265% | |
| Declared Rate = 4.10% | |||
Frequently Asked Questions About the Edge Elite Annuity:
Q: What is the minimum premium I need to pay?
A: $25,000
Q: Am I paid a bonus on my initial premium at sign-up?
A: No, there is no premium bonus.
Q: Can I pay additional premium later on?
A: No. This is a single premium annuity.
Q: Are there any age restrictions?
A: Yes. You can purchase this annuity up to age 85. In some states the age requirements may differ.
Q: In which states is the Edge Elite 5 annuity available?
A: The Edge Elite 5 annuity is not available in all states. Call 800-872-6684 to find out if it's available in your state.
Q: Does this annuity have an income rider (for withdrawing income)?
A: No. There is no optional income rider.
Q: For how long are surrender charges in effect?
A: 5 Years
Q: Does the Edge Elite 5 annuity permit any withdrawals without penalties?
A: Yes. Up to 10% in each contract year.
Q: What benchmark indices do the Edge Elite 5 annuity offer?
A: S&P 500, JP Morgan ETF Efficiente 5 Index, Putnam Dynamic Low Volatility Excess Return Index
Q: What are the index account options?
A: Annual Point-to-Point, 2 Year Point-to-Point.
Q: What is the Method for Crediting Interest or Gains?
A: Cap rates, participation rates.
To review the Edge Elite annuity with an agent or to receive a free personalized illustration call 800-872-6684 or fill in the "Get My Free Quote" form in the upper right section of this page.
Read more about the Symetra Edge Elite Annuity on Symetra's site
See which other annuities are really popular here.
