Immediateannuities.com Privacy Policy

Immediateannuities.com is concerned about protecting the private information of visitors to our website. Below you'll find information about our policy regarding the privacy of your personally identifiable information (such as your full name, address, e-mail address, telephone number and/or other identifying information). If you have any questions about our policy, please contact us by phone at 800-872-6684.

Gathering and Using Your Information

ImmediateAnnuities.com collects and stores personal information about its users to customize their experience and enable personalized delivery of annuity quotes and content. While customer information, whether public or private, is never sold to any other company, Immediateannuities.com does occasionally share certain minimal data with its service providers.

The information that Immediateannuities.com collects is supplied to us by visitors to our website on a voluntary basis. Visitors to Immediateannuities.com may voluntarily supply certain personally identifiable information in connection with our e-mail newsletter or website registration or requests for annuity quotations. In addition, personally identifiable information is voluntarily provided in connection with certain content submissions, community postings (i.e., forums or bulletin boards), comments and suggestions.

Email Usage

The email address you provide for order processing may be used to send you information and updates pertaining to your order, in addition to periodic company news, updates, and/or related product or service information, etc. Customers can opt out from receiving emails by unsubscribing or requesting their email address be removed from our mailing list.

Tracking and Use of Cookies

Immediateannuities.com is a member of various website activity-tracking networks which places sponsorship banners on certain, non-related Web pages of Immediateannuities.com . Tracking networks utilize special software to track user activity on our site. This software is called a "cookie." Tracking networks' cookies contains no information about you - only a unique number with no meaning whatsoever outside of various tracking networks. Tracking networks use this number to track the exposure of sponsor banners so a user is not bombarded with the same sponsor message over and over again. Tracking networks do not know the name, email address, phone number, or home address of anybody who visits Immediateannuities.com . All users who receive a sponsor message targeted by Tracking network's technology remain completely anonymous.

Links to Other Websites

Immediateannuities.com web site may contain "links" to other sites, and we select these sites carefully to make sure that, when they are selected, they meet our high standards of decency and integrity. Although we have taken all precautions to ensure that these links meet our standards when they were selected, we cannot guarantee that the sites have not changed since the time they were selected and that they continue to meet our standards.

Acceptance of these Immediateannuities.com Privacy Policy Terms and Conditions

By using this site, you signify your agreement to the terms and conditions of this Immediateannuities.com Privacy Policy. If you do not agree to these terms and conditions, please do not use the site. We reserve the right, at our sole discretion, to change, modify, add, or remove portions of this policy at any time. Please check this page periodically for any changes. Your continued use of Immediateannuities.com following the posting of any changes to these terms shall mean that you have accepted those changes. If you have any questions or concerns, please contact us by phone at 800-872-6684.

Rules of the Road

Please also make sure to read Immediateannuities.com ’s "Rules of the Road" to understand the additional terms and conditions which apply to your use of our site.

Data Protection Statement for European Union Users

Description of Processing Activity

ImmediateAnnuities.com collects and stores personal information about its users to customize their experience and enable personalized delivery of annuity quotes and content. It shares minimal data with its service providers.

Purposes of Processing

• Provide, test, promote, and improve the services
• Gather usage statistics of services
• Provide customized user experience
• Create and deliver personalized annuity quotes
• Publish and distribute user-generated content
• Pay affiliates in Partnership Program for certain content
• Fight spam, fraud, and other abuse of services

Legal Bases

In order to provide the services, ImmediateAnnuities.com collects and stores personal data about its users on the legal basis of consent given when you create an account or request a quote, magazine, or subscription, and agree to the Privacy Policy.

ImmediateAnnuities.com also pursues its legitimate interests by collecting minimal data of logged out users to provide the services, as outlined above.

Public Nature of Personal Data

Users may choose to interact publicly with ImmediateAnnuities.com in the form of commenting on a webpage, article, or post. Where such personal data may reveal special category protected data, it is processed on the basis that it is manifestly made public by the user. Additional information on potential consequences of such processing can be found below. If you do not agree to this public usage, do not create an account or use these features of ImmediateAnnuities.com.

Categories of Personal Data Collected

Logged out users:

• Page visit history
• IP address
• Browser information
• DNT status
• Date of birth
• First and last name
• Email address
• State of residence

Logged in users:

• Page visit history
• IP address
• Browser information
• DNT status
• Date of birth
• First and last name
• Email address
• State of residence
• Session activity
• Quote history (on ImmediateAnnuities.com network only)
• Posts or responses published by user

Categories of Recipients

ImmediateAnnuities.com shares minimal personal data with third-party processors in order to provide the Services. These processors offer at least the same level of data protection as that set out in this statement. This includes the following categories of recipients:

• Hosting, Storage, & Other Infrasructure
• Security
• Analytics
• Communication & Support

Search engines will index user profiles, public interactions, and any user-generated content. Users may also share links to your content on social media.

Embedded Content

ImmediateAnnuities.com posts may contain third-party embeds, which may in some cases collect and store personal data. The use of personal data by embedded content providers is not covered by this statement, but by the privacy policies of those sites or services.

Potential Consequences of Processing

By creating an account or posting a comment on ImmediateAnnuities.com, users may make certain personal data about themselves public and accessible to others on their profile and through network interactions. This may in some cases constitute special category protected data which is considered manifestly made public by the user.

Due to the public nature of information posted by a user to ImmediateAnnuities.com, it may be possible for third parties to derive identifying personal data from posts, whether by reading, inference, supplemental research, or automated extraction and analysis.

Users are free to use their real name and information, or a pseudonym of their choosing, for their account or comments. Users may also choose to use the service without posting data or engaging in network interactions. However, if you do not agree with and accept the risks of such usage, you may not use the services.

Cross-border Transfers

ImmediateAnnuities.com is hosted in the United States. By using ImmediateAnnuities.com, you authorize ImmediateAnnuities.com to transfer, store, and use your information in the United States and any other country where we operate. Where your data is disclosed to our processors, it is subject by contract to at least the same level of data protection as that set out in this statement.

Retention

ImmediateAnnuities.com retains personal data associated with you indefinitely and personal data associated with your account for the lifetime of your account. If you would like to delete your personal account information, you can delete your account at any time.

Rights of Data Subjects

If you sign up for a ImmediateAnnuities.com account, you may at any time request an export of your personal information from the Settings page. You may correct information associated with your account from the Profile page.

You may withdraw consent by deleting your account at any time through the Settings page, which will erase your personal information completely within 28 days (except to the extent ImmediateAnnuities.com is prevented by law from deleting your information).

You may object at any time to the use of your personal data by contacting [email protected]. If your complaint relates to alleged misuse of your personal data by a third party, it may result in suspension of that post or account in keeping with relevant law, public interest, our contractual obligations, and the rights of expression and access to information of others.

You may at any time lodge a complaint regarding the processing of your personal data by ImmediateAnnuities.com with the Supervisory Authority of your EU member state.

Contact Information

ImmediateAnnuities.com
WebAnnuities Insurance Agency, Inc.
28 Harrison Ave, Suite 908
Englishtown, NJ 07726
United States of America